Micro-Impact

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The book explores the social impact of microinsurance, particularly a credit-life product in Indonesia, highlighting its role in reducing vulnerability for low-asset families. It examines whether microinsurance effectively helps these families manage daily risks and uncovers complex, context-dependent outcomes influenced by social and religious factors. The findings reveal that the product's intended benefits are limited, resulting in unexpected and ambiguous social consequences, thus contributing valuable insights to the discourse on microinsurance's effectiveness in development.