Development on Loan

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Focusing on microcredit as a tool for rural development, the book explores how small-scale loans aim to integrate rural areas into China's urban market-oriented financial system. Through extensive fieldwork, it highlights the formulation and outcomes of government microcredit programs, revealing their dual role in promoting financial inclusion for some while exacerbating marginalization for others. The analysis underscores the complexities and contradictions within rural China's development landscape, illustrating the nuanced impacts of top-down strategies on local livelihoods.